Personalized auto insurance
designed to meet your needs.

Choosing the car you drive whether you’re on your own or for your family is a personal decision. You look at things like comfort and roominess, reliability, safety ratings, mileage, price, maintenance costs, and other factors. Buying Auto insurance should also take into account your personal needs. At Transparity Insurance Services, we’ll design a policy that fits your specific risk profile. We begin by discussing the issues that help address your individual exposures, including:

  • Assets that could be at risk if there were a serious accident to help determine the amount of liability coverage you should carry
  • Number of drivers and licenses held in your household so we’ve got everyone covered
  • Age and model of each vehicle to assess what deductibles make sense for Comp and Collision coverages
  • Driving record and past driving experience, which will affect your premiums
  • Annual mileage – if you have a vehicle you don’t use much, you could be eligible for a discount

Our staff will then go through your options so that together we craft a policy that works for you. If you don’t need a specific coverage, we’ll let you know. If you need additional coverage, we’ll let you know that, too. We’re here to make the insurance process easier and more transparent than ever before. Our goal is to help you understand your options for coverage, deductibles and other features that will appropriately suit your needs, and to get you the best premium possible.

Inside an auto policy.

  • Liability Insurance: If you or someone else covered by your policy causes an accident and there are injuries to people in the other car, this will pay for medical and funeral costs, lost wages, and compensation for pain and suffering; car repair or replacement costs; and car rental for the other driver while their car is being repaired.
  • Medical Payments: This will pay for medical and funeral bills resulting from an accident regardless of who is at fault. Covers you, your family members, passengers in your car, and other injured people, including bicyclists and pedestrians.
  • Uninsured/Underinsured Motorists: Pays for your expenses as a result of an accident caused by an uninsured motorist, a motorist who did not have enough insurance, or a hit-and-run driver.
  • Comprehensive Coverage: Pays for the cost of replacing or repairing your car if it’s stolen or damaged by fire, vandalism, hail, falling objects, or an event other than a collision. A deductible will apply.
  • Collision Coverage: Pays for the cost of repairs to your car. If the car is totaled, you will be paid the actual cash value of your car, which is the current value of your car, minus depreciation. A deductible will apply.
  • Towing and Labor: Pays for towing your car when it can’t be driven. Also pays labor charges, such as changing a flat tire or jump-starting your battery.
  • Rental Reimbursement: Includes a set daily amount for a rental car if your car is stolen or being repaired. This coverage responds if your car was damaged by something that your policy covers, such as fire or theft.

It’s time for a different
insurance experience.

When we founded Transparity Insurance Services, we were looking to do things differently. We wanted clients to have a hassle-free, positive experience when insuring their property and assets. This meant making things simple, easy and efficient with state-of-the-art technology, delivering great customer service with open and transparent communication, and putting into place the right insurance program at competitive pricing. We invite you to experience what that’s all about. Start by giving us a call at (855) 889-2037.