We’ve got your workers’ comp
program on our minds.

Managing workers comp costs and risks.

Unlike in most states, Workers’ Compensation insurance is not required in Texas, but it’s a good safety net for both you and your employees. In fact, about 75% of employers in Texas opt to purchase coverage. Having a Workers’ Compensation insurance policy enables you to provide for lost wages and medical benefits to your employees if they are injured on the job. Those who opt out of carrying Workers’ Compensation may be subject to negligence lawsuits brought by injured employees.

At Transparity Insurance Services, our goal is to not only get you the coverage you need for your employees but to also assist you with mitigating exposures and minimizing claims.

Data matters.

We will conduct a review of all your documents. This includes your current Workers’ Compensation policy, your experience modification worksheet (that’s how your premium is determined including how your losses compare with others in the same industry), payroll audits, and loss-sensitive rating adjustments. This enables us to see if there are any problem areas or employee miscalculations to make sure you are paying the right premium. We’ll also take a look at past results to determine where your exposures lie, where improvements can be made, and the strategies that should be in place. Our insurance company partners can also help you with loss control, safety and accident investigation programs, and the implementation of return-to-work programs to help reduce workplace injuries and get employees back to work as soon as possible.

It’s time for a different
insurance experience.

When we founded Transparity Insurance Services, we were looking to do things differently. We wanted clients to have a hassle-free, positive experience when insuring their property and assets. This meant making things simple, easy and efficient with state-of-the-art technology, delivering great customer service with open and transparent communication, and putting into place the right insurance program at competitive pricing. We invite you to experience what that’s all about. Start by giving us a call at (855) 889-2037.